Gap Insurance @ EasyGap.co.uk

Shortfall Gap Insurance

Do you want to buy Shortfall Gap Insurance from an A rated insurance company?

EasyGap as part of Aequitas Automotive Limited are proud to offer the UK;s largest portfolio of  Shortfall Gap Insurance polices available under one roof all available to buy online 24 hours a day seven days a week.

If you need help, have shortfall gap insurance questions or would like to arrange shortfall cover by telephone, simply call us on our free phone number 0800 195 4926, we will be only to happy to help. Plain English with no industry jargon we promise!

• You can buy shortfall gap insurance online for Motorbikes
• You can buy shortfall gap insurance online for Motorhomes
• You can buy shortfall gap insurance online for Cars
• You can buy shortfall gap insurance online for Vans

Please also remember at EasyGap Cheap / Low cost shortfall gap insurance does not mean a dilution of cover, security , peace of mind or back up it just means better value for money ! In fact we are so confident in our quality and prices that  we also  guarantee to beat any like for like quotation.

For your peace of mind you will be pleased to know that

• all of our Shortfall gap insurance policies are underwritten by an A rated insurance company AM Trust Europe Ltd.
• all of our Shortfall gap insurance policies are all fully FSA Regulated
• all of our Shortfall gap insurance polices are  backed by the financial services compensation scheme.

Shortfall Gap Insurance or as some people call it shortfall cover, is an extremely flexible level of Gap Insurance, and can provide cover for several eventualities. It acts as a 'used car gap insurance' or an 'agreed value gap insurance ' for vehicles bought over 180 days ago from a motor dealer, or bought privately or from auction. This type of shortfall gap insurance can pay the difference between the vehicles value at time of write off, and the vehicles value at the time you took out the cover (this value taken from Parkers Guide 'Private Good' valuation). Cover can be taken for up to 4 years.

The second type of cover it can offer is similar to a 'combination return to invoice gap insurance ' cover, but for vehicles up to 10 years and 120,000 miles, bought from a motor dealer within 180 days, with a supplying invoice. In this instance, shortfall gap insurance can cover the difference between the vehicles value at write off, and either the original invoice price paid, or the settlement of the finance agreement, whichever is the higher figure at that point. 

As you can see, Shortfall Gap Insurance, or Shortfall Cover, has many 'catch all' characteristics for those who have bought a used vehicle, an older vehicle, or indeed those who simply want to protect the value of a vehicle they have owned for a while.  

Shortfall Gap Insurance can be can be a good form of Gap Insurance to consider if you have purchased your vehicle from a dealer?  

Did you purchased a vehicle which is under 10 years old?  

Is your car under 120,000 miles?  

Shortfall gap insurance can  pay the difference between your insurance companies valuation and the invoice price you paid.  Imagine how much you could benefit if you where buying a motor home or luxury vehicle where the invoice price can be over £20,000 or £30,000. Remember  the claim limit is the maximum amount that the insurance company will pay out in addition to your insurance settlement. For real peace of mind a top tip is to check how much extra increasing the value of the claim limit you set will cost as in most cases the cost is just a few pounds and some are even the same.

If you paid cash without Shortfall Gap Insurance you could lose thousands. With prices for three year cover from under £80, can you afford not to protect your investment? So why not click for an instant quote and cover. As with any insurance policy it will come with some exclusions. Most importantly you need to check that your vehicle qualifies and that you have fully comprehensive insurance. Please click below for a full list of policy terms and conditions. Please remember that every vehicle loses money but some quicker than others so in some cases this shortfall gap insurance payouts can be substantial.

View Shortfall Gap Insurance Policy

N.B. If you have bought a new vehicle and have new for old cover on your own motor insurance and buy either combination return to invoice gap insurance or vehicle replacement gap insurance - should you be provided with a replacement vehicle within the 1st 12 months via your own motor insurance company, and not use the Gap Insurance we will transfer the remainder of your policy to your new vehicle free of charge.