Buy Motorhome Gap Insurance

Motorhome Gap Insurance can help protect you financially, should your vehicle be stolen, or involved in an accident, and 'written off' as a total loss by your insurance company. Vehicles such as Motorhomes carry high purchase prices typically, so depreciation on such a vehicle can represent a serious financial loss. A Gap Insurance policy for your Motorhome can help protect you against this. EasyGap offeres Return to Invoice and Finance Gap Insurance policies that can be suitable for such cover. Underwritten by a UK insurer, who are 'A' rated financially, we can offer up to £50,000 claim limits on those high value vehicles.

Simply click for an instant quote.

Or if you prefer why not call us on 0800 195 4926 during office hours. We can answer you questions and discuss the various motorhome gap insurance options you have, in plain English with no jargon. We want you to be able to understand all the different types of motorhome gap insurance so that you can make your own informed choice about which level of motorhome gap insurance is best for you and your motorhome.

Motorhome Gap Insurance

There are two basic types of Gap Insurance available for your Motorhome:

Finance Gap Insurance : if you have a hire purchase, or lease agreement on the motorhome for a maximum of 5 years, then you can protect yourself between the market value of the motorhome, and the outstanding finance settlement. In other words, if you owe more on the finance than the vehicle is worth, then Finance Gap can cover the difference. The outcome is that you can pay the finance agreement in full, and walk away with no more liabilities.

This form of cover is only suitable to those who are likely to have a shortall to the settlement figure. If, for example, you have paid a 50% deposit on the purchase and borrowed the other 50%, then there is much less chance that a 'shortfall' could exist.

Take a look at this:

Finance Gap Insurance is really that simple, policies can be taken for up to 5 years, and for a maxium claim limit of £15,000.

Return to Invoice Gap Insurance can cover you between the vehicle market value, and the original invoice price you paid. This means that by covering the purchase price, this type of cover can be suitable for motorhomes purchased by cash or on finance. Policies are avilable for up to 4 years, and claim limits can be choosen up to £50,000 on Combi RTI policies.

Take a look as to how it can work:

Return to Invoice proves a popular choice for both cash buyers, and thoose on Hire Purchase who have placed a large deposit on the finance agreement, and wish to protect this too.

Motorhome Gap Insurance requirements

Some of the more popular queries we get on EasyGap Motorhome eligibility are:

Which Motorhomes are avaliable for cover? - any motorhome made for the UK market, and who's base vehicle is listed in Glass' Guide. If the vehicle is imported, then we cannot provide cover unfortunatley.

Am I covered for trips abroad, and if so how long? - Yes, as long as the vehicle is in the 'Geographical Area' defined in the policy document. This is the UK, European Community states and countries covered by the international Green Card. Your time abroad is unlimited, provided that your own motor insurance covers you for the travel too.

Are there any weight limits on the vehicles? - No, with an EasyGap policy, any vehicle over 3500kg, as long as it is a motorhome, is fine.

Does EasyGap have a speciaist Motorhome Gap Insurance policy? - No, due to the volume of policies we sell, our underwriting insurers allow us to sell standard policies for Motorhomes, even though the potential settlement on a motorhome claim may be higher than on a car. We simply spread the risk across all vehicles.

This means you are not charged any extra for your Motorhome Gap cover than say for a car of the same value. You can also chose which type of Gap Insurance is best for your Motorhome. They are designed slightly differently to protect you at varying levels of cover at different times of your motor home ownership.

For more details on the different types of cover and how they could protect you and your investment, please navigate under the 'Gap Insurance' tab on the menu bar. For an instant quotation and cover simply click the quote button. You can pay for you motor home gap insurance online or by telephone and remember that you can pay monthly instatement at 0% for any policy over £100. If you have any queries on eligibility of your vehicle, please take a look at the individual terms and conditions of the policies, or alternatively you could call us on 0800 195 4926. Or simply email us via any method on our contact page

N.B. If you have bought a new Motorhome and have new for old cover on your own motor insurance and buy combination return to invoice gap insurance - should you be provided with a replacement vehicle within the 1st 12 months via your own motor insurance company, and not use the Motorhome Gap policy we will transfer the remainder of your policy to your new vehicle free of charge.