Car Gap Insurance
Get a Quote
Van Gap Insurance
Get a Quote
Motorbike/Scooter Gap Insurance
Get a Quote
Motorhome Gap Insurance
Get a Quote
Private Hire Taxi Gap Insurance
Get a Quote
Confidence with EasyGap
For your peace of mind you will be pleased to know.
- You can pay for any policy over £100 by 12 monthly instalments.
- Every policy has a 14 day money back guarantee
- We are a member of BIBA
- Website secured with Verisign System
- All payments made securely via Sagepay.
- Every policy is administered by JD Concepts Ltd
- Every policy is underwritten by AM Trust Europe Limited
- Each policy is backed by the Financial Services Compensation Scheme
- Complete peace of mind security on EasyGap
- EasyGap is a member of the ITC Compliance network
- You can cover vehicles up to 10 years of age
- Vehicles covered for theft with keys *
- Same premiums charged for cars, vans, motorbikes and motor homes
- No charge for paying with credit card.
- Vehicle replacement gap insurance and return to invoice gap insurance for vehicle up to 180 days after purchase.
- Price checked every 7 days.
- Gap Insurance for vehicles over 80,000 miles
- Gap Insurance for vehicles up to £240,000
- Specialist cover for Private Hire Taxi's and Driving School vehicles.
- Your policy can cover all factory fitted options.
- Your policy can cover up to £1500 dealer fitted options
- All premiums quoted are inclusive of Insurance Premium Tax (IPT)
- 7 days a week email responses
- Now open until 7pm.
- Our FSA Number is FRN 541186
Definitions for EasyGap
Finance GAP - This insurance will satisfy the Demands and Needs of an individual who has taken finance on a vehicle, with a low deposit to loan ratio, who has not carried over a balance from a previous vehicle finance agreement and who wishes to insure against a shortfall between an insurance settlement figure in the event of a total loss motor insurance claim and the outstanding balance on their finance agreement. Subject to policy exclusions, terms, conditions and maximum specified claim limits; details of which may be found in your policy booklet. If you do not have one of these please ask for a copy to aid you in making your own informed buying decision.
Return to Invoice GAP- This insurance will satisfy the Demands and Needs of an individual who wishes to insure against a shortfall between an insurance settlement figure in the event of a total loss motor insurance claim and the original invoice price of the vehicle (less excluded extras). Subject to policy exclusions, terms, conditions and maximum specified claim limits; details of which may be found in your policy booklet. If you do not have one of these please ask for a copy to aid you in making your own informed buying decision.
Combined GAP This insurance will satisfy the Demands and Needs of an individual who wishes to be compensated for the monetary difference between an insurance settlement figure in the event of a total loss motor insurance claim and the greater of either the original invoice price of the vehicle (less excluded extras) or the finance settlement figure (less excluded extras). Subject to policy exclusions, terms, conditions and maximum specified claim limits; details of which may be found in your policy booklet. If you do not have one of these please ask for a copy to aid you in making your own informed buying decision.
Vehicle Replacement Insurance (VRI) - This insurance will satisfy the Demands and Needs of an individual who in the event of a total loss motor insurance claim wishes to be provided with a replacement vehicle (less excluded extras). Subject to policy exclusions, terms, conditions and maximum specified claim limits; details of which may be found in your policy booklet. If you do not have one of these please ask for a copy to aid you in making your own informed buying decision.
Gap - A definition of the key features and benefits of each variation of Gap Product will be available with the view policy option of the quotation page.
Purchase Price - Means the sale price of your vehicle but unless included in the vehicles manufactures original specification ( i.e. any options fitted at the factory) any additional options are excluded from cover and will not form a part of the purchase price of the vehicle, which shall not exceed 110% of the retail value as shown in glass's guide (adjusted for mileage and factory accessories ) at the time.
Additional Options - Include but are not limited to , road fund license insurance premiums ( including this policy) and dealer fitted extras totaling more than £1500 in aggregate. N.B For new vehicles we will not deduct any amount due under the agreement relating to delivery charges, new registration fees and number plates.
Market Value - Is based on that listed in Glass's Guide Retail ( adjusted for mileage and factory fitted options) for a vehicle of same make model trim level recorded mileage and overage condition. We reserve the right to have an independent valuation undertaken should the specification not be aviliable within glass's Guide or it is suspected that the condition of the vehicle is such that it would affect the Guide Value. The will be no allowance for non standard fitting other than a reduction should any non standard fittings be considered to have a detrimental affect on retail prospects and or value. Glasses Guide is a motor trade publication recognized and used extensively throughout the vehicle industry to value used vehicles.
Hire and Reward - means use of a vehicle for driving school. taxi, private hire, courier services and daily rental / self drive hire, as an emergency service vehicle , or is designed to carry more than eight people including the driver.
Negative Equity - Is when you owe more on a finance agreement than your vehicles valuation.
