Peace Of Mind with Easygap

As you know we take the FSA guidelines and ABI recomendations about treating customers fairly very seriously and we have bespoke designed our policies with this in mind. As such you will be pleased to know that all of our policies come with...


30 day money back guarantee - you can change your mind for what ever reason and providing you have not attempted to make a claim we will halt the level of cover and issue a no quibble full refund.



Policies are fully cancellable. Even after your 30 day cooling off period you can still cancel your policy however instead of a full refund you would receive a pro rate refund less a small administration fee charged by the insurer.




If you change your vehicle you can transfer your policy over to your next vehicle but please note that their are terms and conditions, for example, if you bought your new vehicle from a VAT registered dealership, so please read your policy.



If you have new for old cover from your own insurance company within the first 12 months, you can defer the start date of your policy for up to 12 months and avoid paying for double cover (excludes finance gap insurance which you can instead buy at any time during your agreement).


Our policies do not have a market value clause which means that the price you have paid for your vehicle is not limited to a percentage of any guide price what so ever.



Our policies cover the cost of all non-transferable warranties and paint protections this means that as long as they are shown on your invoice the cost of these items will nto be deducted for any gap insurance settlement you make.



We will never pay any nominated dealership, instead you are always paid the funds, after finance settled if any. This means that you can chose how and what to spend you money on based on what is important to you.


Our policies have many many more features and these are just a few additional extras that you may not have otherwise known. After all, treating customer fairly means that we will commit to act in good faith at all times, providing the policies will perform as they say they will and not make it difficult for customers to change their minds.

We have some credentials which we are are very proud of but please don't do our word for it why not see for yourself?

EasyGap.co.uk is owned and operated by Aequitas Automotive Ltd, who are a UK registered company (Registration Number 7347606).

Aequitas Automotive Ltd are a Licenced Credit Broker with the Office of Fair Trading ( Licence Number 651686 )

Aequitas Automotive trading as EasyGap are a registered data controller our membership number is Z2455374. To verify our data controller status please visit www.ico.gov.uk 

EasyGap.co.uk is protected by the Verisign system. This can be verified by clicking the link at the top of each page. Verisign is used by 97% of the world's leading banks. At great expense EasyGap.co.uk are the first online Gap provider to use this system.

Aequitas Automotive Limited is an appointed representative of ITC Compliance Limited , and they are registered with the Financial Services Authority. Aequitas Automotive Limited's FRN number is 541186. To verify this please visit www.fsa.gov.uk 

Aequitas Automotive Ltd are also a member of the British Insurance Brokers Association, or BIBA. our membership number is 006652

ITC Compliance Limited is fully FSA regulated. Their FSA registration number is 313486. 

UK General on Behalf of Ageas Insurance is an award winning UK based insurance company.

Your Easy Gap policy terms are underwritten by one of the biggest names in UK Insurance, UK General on behalf of Ageas Insurance. The roots of Ageas Insurance can be traced back over 100 years.Formally known as Fortis, the company is now established as one of the best known insurers in the UK.Ageas Insurance are the underwriting insurer for many major brands in the UK.


If you check your household, motor or travel insurance policies, do not be too surprised if the policy underwriter is the same Ageas Insurance that Easy Gap use. Indeed over 8 million insurance policies are underwritten by Ageas Insurance in the UK each year.

Ageas Insurance are a UK Insurer and employer. As well as underwriting well over £1 billion of insurance premiums each year there are over 5,500 people employed by Ageas in the UK today.

They currently underwrite insurance backed policies for other household  names such as John Lewis and Tesco.They have a wealth of heritage and experience in the insurance markets. As you can imagine their credentials, pedigree and reputation within the industry is impeccable. 

They where established in 1824 and Ageas formally called Fortis currently sponsor the Hampshire Cricket Ground the Ageas Bowl. In fact when it comes to insurance in our opinion the really are the "Cream of British Insurers".They not only have the reputation, service and back up for today but also the infrastructure to be able to meet the ever changing needs of the world of gap insurance and the insurance markets in general.At Easy Gap we understand that the underwriting insurer of any policy is all important for any consumer. When comparing the Easy Gap policy with others in the market how do they measure up?

Insurance companies do not tend to deal directly with the general public or companies who supply insurance polices instead they elect a certain number of administrators.

In essence these are the public face of the insurance company and as such handle claims and admin functions. Again as you would expect from us and our "Cream of the Crop " mentality the administrators who process any claims are Motorway Direct PLC.

Motorway Direct PLC as you would expect have outstanding records of customer service, and their reputation within the industry is equally as impressive. They also perform the same administration functions for many other house hold names. 

All Claims administration is handled at the Sheffield headquarters of Motorway Direct, and so confident are we in the professional and efficient manner in which the Claims Team handle your claim, there is a 14 day written commitment to settle your Gap Insurance claim from your motor insurers settlement, subject to terms and conditions full details are within your policy.

Our relationship started with Motorway Direct some time ago and we have been working with them with respect to our sister website GapInsurance123 for some time. When it came to looking for administrators to use for policies for Easy Gap as we have been so genuinely impressed with not only the professional attitude but also the way in which our customers are looked after that they seemed the only logical choice.

Just like the team at Aequitas being up front fair and honest is deeply rooted in Motorway Direct's ethos and this transparent attitude means that the customer service and support they offer is, in our opinion, unbeatable.

We have taken every precaution possible to make sure that you are protected toady tomorrow and for the life time of your policy but we live in un-certain times.

Let's be honest no-one ever thought that anything could happen to some or the world's largest banking organisations, but it did. But please do not misunderstand we are not for one single moment suggesting that anything untoward could ever happen to us, the administrators or the insurance underwriters but what happen to your policy if the unthinkable did happen ?

You may not be aware but there is a Financial Services Compensation Scheme which applies to your policy. What this means is that there is an independent scheme that can protect you if the insurers cannot meet their liability to you.

To find out more about the FSCS please visit www.fscs.org.uk.

The amount that you could claim is currently 90 % of the claim with no upper limit  and would apply to any policy purchased after the 14th of January 2005. Please visit the FSCS website for full terms.