Shortfall Gap Insurance

Do you want to buy Shortfall Gap Insurance from a UK based insurance heavyweight? 

EasyGap as part of Aequitas Automotive Limited are proud to offer the UK's largest portfolio of Shortfall Gap Insurance polices available under one roof with all policies available to buy online 24 hours a day seven days a week. In 2013 Aequitas Automotive released the third of its online insurance based brands, shortfall.co.uk. Shortfall.co.uk was designed to be a one stop shop for all automotive based insurance products. Shortfall.co.uk became the third brand under the Aequitas Automotive portfolio to be featured within the Which Report on Gap Insurance in 2014 and independently 5 Star Rated along with Easy Gap.

If you need help, have shortfall gap insurance questions or would like to arrange shortfall cover by telephone, simply call us on our free phone number 0800 195 4926, we will be only too happy to help. Plain English with no industry jargon, We promise!                 

  • You can buy shortfall gap insurance online for Motorbikes
  • You can buy shortfall gap insurance online for Motor homes
  • You can buy shortfall gap insurance online for Cars
  • You can buy shortfall gap insurance online for Vans

Please also remember at EasyGap Cheap / Low cost shortfall gap insurance does not mean a dilution of cover, securitypeace of mind or back up it just means better value for money!

In fact we are so confident in our customer service standards and prices that we also guarantee to beat any like for like quotation.

For your peace of mind you will be pleased to know that;

  • All of our Shortfall gap insurance policies are underwritten by AM Trust International Ltd..
  • All of our Shortfall gap insurance policies are backed by the Financial Services Compensation Scheme.

Shortfall Gap Insurance or as some people call it shortfall cover, is an extremely flexible level of Gap Insurance and can provide cover for several eventualities. 

It acts as a 'used car gap insurance' or an 'agreed value gap insurance' for vehicles bought over 105 days ago from a motor dealer, privately or from auction. This type of shortfall gap insurance can pay the difference between the vehicle's value at time of write off and the vehicle's value at the time you took out the cover (this value taken from Glass' Guide 'Dealer Retail' valuation).

Cover can be taken for up to 4 years.

As you can see, Shortfall Gap Insurance or Shortfall Cover, has many 'catch all' characteristics for those who have bought a used vehicle, an older vehicle or indeed those who simply want to protect the value of a vehicle they have owned for a while.  

Can Shortfall Gap Insurance be a good form of Gap Insurance to consider if you have not purchased your vehicle from a dealer?  

Shortfall gap insurance can pay the difference between your insurance companie's valuation and the agreed value price you protected.

Imagine how much you could benefit if you where buying a motor home or luxury vehicle where the invoice price can be over £20,000 or £30,000. Remember the claim limit is the maximum amount that the insurance company will pay out in addition to your insurance settlement. For real peace of mind a top tip is to check how much extra increasing the value of the claim limit you set will cost as in most cases the cost is just a few pounds and some are even the same.

If you paid cash without Shortfall Gap Insurance you could lose thousands. With prices for three year cover from under £80, can you afford not to protect your investment?

So why not click for an instant quote and cover. As with any insurance policy it will come with some exclusions. Most importantly you need to check that your vehicle qualifies and that you have fully comprehensive insurance. Please click below for a full list of policy terms and conditions.

Please remember that every vehicle loses money but some quicker than others so in some cases this shortfall gap insurance payouts can be substantial.