Easy Gap and the Which Report

Easy Gap and Which money magazineWhich Gap Insurane reviewAt Easy Gap we have always tried to champion lower Gap Insurance prices for the UK consumer.

We have been aware that motor dealers often charge £300 to £400 for three year Return to Invoice cover. This premium price can normally be reduced by at least 70% by looking at a comparable policy from Easy Gap.

Easy Gap in Which Magazine


The sheer size of the price differential can often cause consumers to believe that the policy they are looking at must be different from that offered by the motor dealer. Indeed this view is often promoted by the motor dealer as a direct reason not to consider the gap insurance policy from an independent source. However, we would say that by comparing the two policies directly, you will find Easy Gap policies are indeed far superior to many of those offered by motor dealers today.

Factors that effect this difference include the legal requirement for a motor dealer to charge a higher rate of Insurance Premium Tax than an independent insurance broker (20% as opposed to 6%), as well as profit expectations from the dealer.

The difference in policy premium prices was highlighted further when the 'people's champion' from Which Magazine produced an informative report on Return to Invoice and Vehicle Replacement styles of cover. The report compared the difference between motor dealer's quotes with those of the leading online brokers.

The quotes gained, demonstrated that all quotes gained were significantly cheaper from the online brokers than from the motor dealers.

When comparing the online brokers, we were very please to see that brands owned by Aequitas Automotive Ltd (Easy Gap and GapInsurance123) accounted for the cheapest UK premium on 5 out of 6 occasions. Aequitas Automotive were the only UK company to have two separate brands featured, and it was with pride we were recognized by such a prestigious and independent source such as Which Magazine.

Which Magazine Gap Insurance Reports


For more details on each of the reports, please click on the links provided below:

Which Report on Return to Invoice Gap Insurance


Which Report on Vehicle Replacement Insurance