Peace Of Mind with Easygap

Anyone can promise the earth, the moon and the stars and some companies do!

At EasyGap we prefer to under promise and over deliver, we want everything in black and white, as there should never be any room for grey areas especially when that comes to insurance. It is also really important that you know who you are dealing with.

After all you may be buying a policy which is for as long as five years. That is a long time and you need to have the complete peace of mind in both us and the insurer. 

As you know we take the FCA guidelines and ABI recomendations about treating customers fairly very seriously and we have bespoke designed our policies with this in mind. As such you will be pleased to know that all of our policies come with ...

30 day money back guarantee - you can change your mind for what ever reason and providing you have not attempted to make a claim we will halt the level of cover and issue a no quibble full refund.

Policies are fully cancellable. Even after your 30 day cooling off period you can still cancel your policy however instead of a full refund you would receive a pro rate refund less a small administration fee charged by the insurer.

If you change your vehicle you can transfer your policy over to your next vehicle but please note that their are terms and conditions, for example, if you bought your new vehicle from a VAT registered dealership, so please read your policy.

EasyGap.co.uk is owned and operated by Aequitas Automotive Ltd, who are a UK registered company (Registration Number 7347606).

Aequitas Automotive Limited is an Appointed Representative of Tobell Insurance Services Limited (Ref No 309576) which is authorised and regulated by the Financial Conduct Authority for Insurance Mediation and Consumer Credit purposes.

 
Our FCA Permitted business is arranging general insurance and finance contracts.
 
Aequitas is a broker for finance and not a lender. We can introduce you to a limited number of lenders and finance products to assist with your purchase, who may pay us for introducing you to them.
 
You can check this on the FCA Register by visiting the www.fca.org.uk or by contacting the FCA direct on 0800 111 6768.

Aequitas Automotive Ltd are also a member of the British Insurance Brokers Associationor BIBAour membership number is 006652

Easy Gap policies purchased from 3/1/2017 are underwritten by AM Trust International Underwriters DAC

Part of the AM Trust Group (who are reported to have a financial size of between $1.5 billion and $2 billion), AM Trust International Underwriters DAC carry a current 'A' financial rating (please check here) and of course all Easy Gap policies offer protection under the Financial Services Compensation Scheme and Financial Ombudsman Service in the UK.

Policies purchased prior to 3/1/2017 were underwritten by

UK General on Behalf of Ageas Insurance
is an award winning UK based insurance company.

Your Easy Gap policy terms are underwritten by one of the biggest names in UK Insurance, UK General on behalf of Ageas Insurance. The roots of Ageas Insurance can be traced back over 100 years.Formally known as Fortis, the company is now established as one of the best known insurers in the UK.Ageas Insurance are the underwriting insurer for many major brands in the UK. If you check your household, motor or travel insurance policies, do not be too surprised if the policy underwriter is the same Ageas Insurance that Easy Gap use. Indeed over 8 million insurance policies are underwritten by Ageas Insurance in the UK each year. Ageas Insurance are a UK Insurer and employer. As well as underwriting well over £1 billion of insurance premiums each year there are over 5,500 people employed by Ageas in the UK today.

All Claims administration is handled at the Sheffield headquarters of Motorway Direct, and so confident are we in the professional and efficient manner in which the Claims Team handle your claim, there is a 14 day written commitment to settle your Gap Insurance claim from your motor insurers settlement, subject to terms and conditions full details are within your policy.

Our relationship started with Motorway Direct some time ago and we have been working with them with respect to our sister website GapInsurance123 for some time. When it came to looking for administrators to use for policies for Easy Gap as we have been so genuinely impressed with not only the professional attitude but also the way in which our customers are looked after that they seemed the only logical choice.

Just like the team at Aequitas being up front fair and honest is deeply rooted in Motorway Direct's ethos and this transparent attitude means that the customer service and support they offer is, in our opinion, unbeatable.

We have taken every precaution possible to make sure that you are protected today, tomorrow and for the life time of your policy, but we live in un-certain times. Let's be honest no-one ever thought that anything could happen to some or the world's largest banking organisations, but it did. But please do not mis-understand we are not for one moment suggesting that anything untoward could ever happen to us, the administrators or the insurance underwriters, but what would happen to your policy if the unthinkable did happen?

You may not be aware but there is a Financial Services Compensation Scheme which applies to your policy. What this means is that there is an independent scheme that can protect you if the insurers cannot meet their liability to you.

To find out more about the FSCS please visit www.fscs.org.uk.The amount that you could claim is currently 90% of the claim with no upper limit and would apply to any policy purchased after the 14th of January 2005. Please visit the FSCS website for full terms.

Peace of mind with Easy Gap Insurance