Gap Insurance @ EasyGap.co.uk

Guaranteed Asset Protection (GAP)  can be used to cover a number of different requirements. The basis of this type of insurance is that your vehicle is likely to lose value over a period of time. If it is involved in an accident or stolen, and subsequently 'written off' by your insurance company, you are likley to only receive the market value at that time. You would be faced with having to replace the vehicle, and could raise a number of issues for you.

What if you have finance outstanding on the vehicle? The insurance settlement may not be adequate to pay this off. Even if you do not have a finance agreement on the vehicle, you may only receive an insurance settlement for a vehicle valued at the time it was written off. This could be thousands short of the original price you paid. If you want a vehicle equivalent to the one you originally bought, even the original invoice price may not be enough to cover this, as inflation can effect the cost vehicles like anything else.

GAP can help provide protection against all these eventualities. This means should the unexpected happen, you are not left with financial burden and no vehicle as well.

You can call 0800 195 4926 or click and buy protection on line.

There are several basic types of EasyGap Gap cover  for you to choose from and all are avilaible for your to buy online.

Finance Gap Cover, or Finance Shortfall Gap can cover the difference between your vehicle's market value, and the amount you have outstanding on the finance agreement. Contract Hire Gap is similar to Finance Gap, but is specifically designed for Contract Hire or Lease vehicles.

RTI Gap Cover or Return to Invoice Insurance can cover the difference between the vehicle market value and the original invoice price you paid.  This type of Guaranteed Asset Protection is the style often offered by your vehicle dealer. We can offer variations on Return to Invoice Gap which include Deferred RTI Gap, this allows you to defer the start date of your Gap cover if you have 'replacement' cover on your own vehicle insurance for the first 12 months. This way you can prevent having 'double cover' for that initial period. You can also buy Combination RTI Gap cover, which will pay to the higher amount of the original invoice price OR the outstanding finance settlement. This can be a good form to consider if you only have paid a small deposit on the finance agreement.

VRI Gap Protection, or Vehicle Replacement Insurance   Gap        gggg  VRI Gap  can cover the difference between your vehicles market value and the cost of replacing the vehicle with an equivalent vehicle on a like for like basis.  So if you buy a brand new Mini in 2011, you can cover to the cost of a replacement equivalent vehicle, almost like new for old home contents insurance, even if the cost has increased!

Our EasyGap Gap Insurance standard cover is available for many types of vehicles, such as cars, vans, commercial vehicles, motorbikes and motorhomes . We also offer specialist EasyGap Gap Insurance solutions for Driving School and Private Hire Taxi's, with Taxi/Driving School RTI Gap and Taxi/Driving School Finance Gap.

You can buy gap protection within 180 days of your vehicle purchase from a VAT registered dealer or internet broker.

However, if you have bought outside this limit, privately or from auction, we have our EasyGap Shortfall cover. You cannot protect to the  invoice price, however this type of protection will cover back to your vehicles market value on the day you bought the policy.

Quite an array and selection of cover we know, but EasyGap is a Gap Protection specialist. We are aware that 'one size fits all' is not necessarily the case when you purchase a vehicle, hence the variety and choice of cover. This way we hope that you can find the EasyGap Gap policy to suit you and your circumstances.

We are very proud that EasyGap Gap policies are underwritten by AM Trust Europe Ltd. They have an 'A' rating financially, and provide Gap policies via many car dealers throughout the UK, as well as warranty, tyre insurance, key insurance an other associated products. AM Trust Europe Ltd are part of a large international group spread throughout the northern hemisphere. They are also reistered with the UK FSA, and their main British base is in Nottingham.

All of our policies are covered by the Financial Services Compensation Scheme (FSCS). This is to provide protection to customers who buy a product from a company who fail or become insolvent.

Aequitas Automotive Ltd (Company Registration 7347606) trades under the name of  EasyGap.co.uk, and is registered with the Financial Services Authority in the UK (FRN 541186). Aequitas Automotive Ltd is part of the ITC Compliance Network of companies, and as such has its FSA regulation monitored, and maintained by ITC Compliance. ITC Compliance are a specialist company in this field, and have performed the same function for companies such as Cosmos Holidays, Maserati UK, Hyundai UK and Kia UK. We believe that having such a specialist firm overseeing our compliance regulation means that our customers can have the ultimate confidence that we can provide the best service and be ready for any changes today and in the future.

Our EasyGap.co.uk website is secured by Verisign,  this security is in common with 97% of the worlds leading financial institutions. Verisign scan our site on a daily basis to ensure that it is clear of any security issues associated with the internet.

Aequitas Automotive Ltd is a member of the British Insurance Brokers Association (BIBA registration 006652). We are very proud to have been accepted to such a prestigious organisation, as the support and 'up to date' information it provides enables us to stay at the forefront of regulation and legal changes.

Aequitas Automtoive Ltd are also a registered data controller with the Information Commisioners Office (ICO Z2455374). Our customers can be assured we handle there sensitive data with systems complying with the latest UK rules and regulations.

As you can see, Aequitas Automotive Ltd, trading as EasyGap.co.uk, takes your security as a paramount consideration, as well as the quality of product we offer.