Car Gap Insurance

Car Gap Insurance
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Van Gap Insurance

Van Gap Insurance
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Motorbike/Scooter Gap Insurance

Motorbike/Scooter Gap Insurance
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Motorhome Gap Insurance

Motorhome Gap Insurance
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Private Hire Taxi Gap Insurance

Private Hire Taxi Gap Insurance
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What is GAP Insurance?

You can protect the difference between your vehicles value when it is written off and either the purchase price, clear outstanding finance or even pay the replacement cost on 'new for old' basis. Easy! Read more

Guaranteed Asset Protection (GAP)  can be used to cover a number of different requirements. The basis of this type of insurance is that your vehicle is likely to lose value over a period of time. If it is involved in an accident or stolen, and subsequently 'written off' by your insurance company, you are likley to only receive the market value at that time. You would be faced with having to replace the vehicle, and could raise a number of issues for you.

What if you have finance outstanding on the vehicle? The insurance settlement may not be adequate to pay this off. Even if you do not have a finance agreement on the vehicle, you may only receive an insurance settlement for a vehicle valued at the time it was written off. This could be thousands short of the original price you paid. If you want a vehicle equivalent to the one you originally bought, even the original invoice price may not be enough to cover this, as inflation can effect the cost vehicles like anything else.

GAP can help provide protection against all these eventualities. This means should the unexpected happen, you are not left with financial burden and no vehicle as well.

You can call 0800 195 4926 or click and buy protection on line.

Which Gap Insurance?

Which type of Gap Insurance is best for you depends on you and your circumstances. So before you buy on-line or consider a form of gap insurance please take a few minutes to think about what you want your policy to do when you vehicle is written off. Read more

There are several basic types of EasyGap Gap cover  for you to choose from and all are avilaible for your to buy online.

Finance Gap Cover, or Finance Shortfall Gap can cover the difference between your vehicle's market value, and the amount you have outstanding on the finance agreement. Contract Hire Gap is similar to Finance Gap, but is specifically designed for Contract Hire or Lease vehicles.

RTI Gap Cover or Return to Invoice Insurance can cover the difference between the vehicle market value and the original invoice price you paid.  This type of Guaranteed Asset Protection is the style often offered by your vehicle dealer. We can offer variations on Return to Invoice Gap which include Deferred RTI Gap, this allows you to defer the start date of your Gap cover if you have 'replacement' cover on your own vehicle insurance for the first 12 months. This way you can prevent having 'double cover' for that initial period. You can also buy Combination RTI Gap cover, which will pay to the higher amount of the original invoice price OR the outstanding finance settlement. This can be a good form to consider if you only have paid a small deposit on the finance agreement.

VRI Gap Protection, or Vehicle Replacement Insurance   Gap        gggg  VRI Gap  can cover the difference between your vehicles market value and the cost of replacing the vehicle with an equivalent vehicle on a like for like basis.  So if you buy a brand new Mini in 2011, you can cover to the cost of a replacement equivalent vehicle, almost like new for old home contents insurance, even if the cost has increased!

Our EasyGap Gap Insurance standard cover is available for many types of vehicles, such as cars, vans, commercial vehicles, motorbikes and motorhomes . We also offer specialist EasyGap Gap Insurance solutions for Driving School and Private Hire Taxi's, with Taxi/Driving School RTI Gap and Taxi/Driving School Finance Gap.

You can buy gap protection within 180 days of your vehicle purchase from a VAT registered dealer or internet broker.

However, if you have bought outside this limit, privately or from auction, we have our EasyGap Shortfall cover. You cannot protect to the  invoice price, however this type of protection will cover back to your vehicles market value on the day you bought the policy.

Quite an array and selection of cover we know, but EasyGap is a Gap Protection specialist. We are aware that 'one size fits all' is not necessarily the case when you purchase a vehicle, hence the variety and choice of cover. This way we hope that you can find the EasyGap Gap policy to suit you and your circumstances.

For your Peace of Mind?

All of our Guaranteed Asset Protection policies are fully FSA regulated and backed by the Financial Services Compensation Scheme. Each policy is underwritten by an 'A' rated insurance company AM Trust Europe Ltd, all for your protection for now and the future Read more

We are very proud that EasyGap Gap policies are underwritten by AM Trust Europe Ltd. They have an 'A' rating financially, and provide Gap policies via many car dealers throughout the UK, as well as warranty, tyre insurance, key insurance an other associated products. AM Trust Europe Ltd are part of a large international group spread throughout the northern hemisphere. They are also reistered with the UK FSA, and their main British base is in Nottingham.

All of our policies are covered by the Financial Services Compensation Scheme (FSCS). This is to provide protection to customers who buy a product from a company who fail or become insolvent.

Aequitas Automotive Ltd (Company Registration 7347606) trades under the name of  EasyGap.co.uk, and is registered with the Financial Services Authority in the UK (FRN 541186). Aequitas Automotive Ltd is part of the ITC Compliance Network of companies, and as such has its FSA regulation monitored, and maintained by ITC Compliance. ITC Compliance are a specialist company in this field, and have performed the same function for companies such as Cosmos Holidays, Maserati UK, Hyundai UK and Kia UK. We believe that having such a specialist firm overseeing our compliance regulation means that our customers can have the ultimate confidence that we can provide the best service and be ready for any changes today and in the future.

Our EasyGap.co.uk website is secured by Verisign,  this security is in common with 97% of the worlds leading financial institutions. Verisign scan our site on a daily basis to ensure that it is clear of any security issues associated with the internet.

Aequitas Automotive Ltd is a member of the British Insurance Brokers Association (BIBA registration 006652). We are very proud to have been accepted to such a prestigious organisation, as the support and 'up to date' information it provides enables us to stay at the forefront of regulation and legal changes.

Aequitas Automtoive Ltd are also a registered data controller with the Information Commisioners Office (ICO Z2455374). Our customers can be assured we handle there sensitive data with systems complying with the latest UK rules and regulations.

As you can see, Aequitas Automotive Ltd, trading as EasyGap.co.uk, takes your security as a paramount consideration, as well as the quality of product we offer.

Why Buy Gap Insurance?

Do you want to buy GAP Insurance? Or do you simply want find out more about how Guaranteed Asset Protection can protect you?

If you already know exactly what you want why not click for an instant quotation and buy gap protection on line.

EasyGap policies are underwritten by AM Trust Europe, who are 'A' rated financially and are a trusted specialist in the field of Gap Insurance.

We check the marketplace daily to ensure our policies are the most competitive we can offer. In the unlikely event that you find a cheaper 'like for like' quotation we even guarantee to beat it! You can even opt to pay by interest free instalments. Gap Insurance as it should be trusted, reliable, Easy!

Read more

EasyGap is a market leader in the UK for Guaranteed Asset Protection. We believe this is the case for a number of reasons. Firstly, and most importantly, the quality of cover we offer. EasyGap policies are underwritten by AM Trust Europe Ltd, who are an 'A' rated insurer, who specialise in this field. Theie extensive knowledge and underwriting skills enables us to offer, what we believe is the widest range of Gap policies available under one roof in the UK today. EasyGap policies are available in 10 different forms on this site.

You can choose from Finance Gap, Negative Equity Finance Gap, Contract Hire Gap, RTI Gap, Combined RTI Gap, Deferred RTI Gap, VRI Gap, Taxi/Driving School RTI Gap, Taxi/Driving School Finance Gap and Shortfall Gap!

That is quite a choice, but is it too much?

We simply say 'No' it is not, because all vehicle owners have different requirements in terms of their Gap requirements. We aim to provide the best choice of cover possible.

Also, we do not charge a higher premium for higher risk vehicles like Motorbikes, which also means you are open to premium VRI Gap, unlike many other insurers.

Our range of vehicles includes cars, motorbikes, motorhomes and vans for our standard levels of cover. We also have specialist cover for Taxi's and Driving School vehicles.

We are obsessive about your online security. We use the very best site security, provided by Verisign, to ensure your visit to us is as safe as it can be.

EasyGap.co.uk is owned by Aequitas Automotive Ltd (Co Reg 7347606), a UK registered Limited Company.

Our FSA regulation is overseen by ITC Compliance Ltd, a specialist company who deal with the likes of Cosmos Hoilidays, and the car manufacturerd Maserati, Kia and Hyundai in the UK, on the same basis. Rest assured our processes and dealings with you are fully FSA compliant.

All our policies are covered by the Financial Services Compensation Scheme, should anything happen to the insurer there is a scheme there to help you.

We are also a member if the British Insurance Brokers Association (BIBA), and we are a registered data controller with the ICO.

We also only allow you to speak to experienced staff if you have any queries regarding the products we offer. All staff are experienced with at least 5 years of managerial experience in the motor industry, finance or insurance. We feel it is essential we can speak to you with authority on the subject. However, ultimately the decision on whether to purchase, and if so what type of cover, is yours to make. We will offer you the information for you to make your own decision in your own time. Our friendly staff are salaried and not commission based, we are here to help, not to pressure you into a purchase.

So there you have it, why we believe if you are looking ar Guaranteed Asset Protection, EasyGap is the right place to buy gap protection!

Latest Tweet from EasyGap

Last Chance to get the higher levels of cover if you bought your vehicle any time in Nov 2011 & thx @DigitalTorq

Why EasyGap?

Our aim is easy to be able to offer the members of the general public, real peace of mind, that perform as expected, in a safe environment at genuine value for money market leading prices.

Real value for money policies, underwritten by a financially "A" rated, UK based insurance company, a true focus on customer service with absolutely no jargon or gimmicks.

Gap Insurance really can be Easy!